Eligibility quick check
Answer six questions and see the same policy result the application would give you.
Run the check
Six answers. Everything stays in this browser — there is no request to us and no bureau enquiry.
Result
Fill in the fields above and the result updates as you type. Nothing is submitted.
What this check actually is
It is not a marketing quiz. The rules it applies are the rules the application applies, from one file that both the page and our servers read — so a pass here and a decline on the same answers cannot happen through the two drifting apart. What it produces is the free policy result: the pass that runs before any paid verification is bought.
Nothing leaves your browser
The check runs entirely on this page. Your answers are not sent to us, not stored, and not logged, and running it does not create an application. There is no credit bureau enquiry, so your credit score is untouched whatever the result.
What it checks
Six inputs, against the published criteria.
The two things it cannot tell you
Whether we currently lend into your PIN code is a live list that changes, and whether you already have an application or loan open on the same PAN is a question about our records. Neither can be answered by code running in your browser, so the check reports them as outstanding rather than guessing. Both run for free in the application, before any paid step.
Why the amount can come back smaller than you asked for
Offers are sized to capacity rather than to appetite. We size a single repayment at up to 40% of declared monthly income, and the loan itself is capped at the product range. If what you asked for sits above that line, the check shows you the figure that fits instead of failing you outright — which is also what the application does.
If the check declines you
It tells you which rule you did not meet and why, rather than returning a bare no. Where the reason is income or amount, changing the amount is often enough. Where it is age or the declarations, it is not something an application can work around, and applying anyway would cost you time without changing the answer.
Does running this affect my credit score?
No. Nothing here contacts a credit bureau, and no enquiry of any kind is recorded. Bureau enquiries happen only inside an application, after you have given explicit consent for one.
Is a pass here a guarantee of approval?
No, and we do not promise guaranteed approval at any stage. This is the first and cheapest gate of several. Identity verification, income verification and credit appraisal follow it, and any of them can change the outcome.
کاغذی کارروائی کے بغیر قرض
No documentation, disbursal to your own bank account, and every charge disclosed in your Key Fact Statement before you accept.