ਪੰਜਾਬੀ   Translated for convenience. Loan terms and legal documents are in English and prevail. Read this page in English
ਮਹੱਤਵਪੂਰਨ ਭੁਗਤਾਨ ਸਿਰਫ਼ advancerupay.com ਜਾਂ AdvanceRupay ਐਪ ਰਾਹੀਂ ਹੀ ਕਰੋ। ਆਪਣਾ OTP, UPI PIN ਜਾਂ ਪਾਸਵਰਡ ਕਦੇ ਵੀ ਕਿਸੇ ਨੂੰ ਨਾ ਦੱਸੋ।
ਹੋਮ / Company / About AdvanceRupay

About AdvanceRupay

A digital lending platform for short-term personal loans — applied for, approved and repaid entirely online.

advancerupay.com/about-us Last updated 31 July 2026
01

Why we exist

Most people who need a small amount of money quickly are not short of income — they are short of time. AdvanceRupay was built for that gap: an application you finish on your phone, with verification that runs digitally instead of asking you for paperwork, and disbursal the moment your loan is approved.

02

How we work

Four commitments shape every decision we make, and they hold even when they cost us volume.

Say the whole price out loud — every charge is itemised in your sanction letter before you accept
Lend to capacity, not appetite — we decline where repayment looks unlikely, even when asked to proceed
Collect with dignity — reminders before due dates, permitted hours only, and never pressure on your family or employer
Treat data as borrowed — collected narrowly, encrypted, access-limited, never sold
03

Who we serve

Salaried and self-employed applicants across India, from metros to smaller cities, who need a modest sum for a short period and want to know exactly what it costs before they commit.

04

Who lends, and who we are

AdvanceRupay is a brand of MD Finlabs Private Limited and operates as a Lending Service Provider — we build the journey, source applications, service the loan and handle collections. We are not the lender. Every loan is sanctioned and disbursed by Salora Capital Limited, an RBI-registered NBFC, which holds the loan on its books and is responsible to you for all obligations under it. Funds reach you directly from the lender, and no money passes through any account of ours.

Platform / LSP: MD Finlabs Private Limited, trading as AdvanceRupay
Lender: Salora Capital Limited, RBI-registered NBFC (CIN U72900MH1999PLC122849)
The lender's name appears on your Key Fact Statement and loan agreement
Disbursal and repayment move only between you and the lender

Company details

Platform entity (LSP) MD Finlabs Private Limited, trading as AdvanceRupay
Lender Salora Capital Limited — RBI-registered NBFC
Lender CIN U72900MH1999PLC122849
Lender RBI CoR To be inserted
Lender registered office 1st Floor, Commerz II, Oberoi Garden City, Goregaon (East), Mumbai 400063
Grievance officer To be inserted

ਕਾਗ਼ਜ਼ੀ ਕਾਰਵਾਈ ਤੋਂ ਬਿਨਾਂ ਕਰਜ਼ਾ

No documentation, disbursal to your own bank account, and every charge disclosed in your Key Fact Statement before you accept.

ਹੁਣੇ ਅਰਜ਼ੀ ਦਿਓ