Partner with us
For NBFCs, distribution partners and platforms that want to embed credit.
Tell us what you want to build
We reply within three working days, and we will tell you plainly if there is no fit. Nothing is agreed on a call alone — commercial and compliance terms are shared in writing, and onboarding diligence completes before anything goes live.
Prefer email? Write to partnerships@advancerupay.com with the same detail.
Lending partners
If you are an RBI-registered NBFC looking to deploy into short-tenure retail credit, we bring the origination journey, verification stack, underwriting rules and servicing — you bring the balance sheet and the licence.
Distribution partners
Employers, payroll platforms, marketplaces and retailers whose users hit short-term cash gaps. We support co-branded journeys and referral models, both with the same disclosure standard as our own funnel.
API partners
A documented REST API for application creation, status, and repayment events, with sandbox credentials before any commercial commitment.
Get in touch
Write to partnerships@advancerupay.com with what you have in mind. We reply within three working days, and we will tell you plainly if there is no fit.
Who we work with
We work with three kinds of partner: sourcing partners who introduce borrowers, technology partners who integrate our journey into an existing product, and service partners in verification, payments and collections. Lending itself is done by Salora Capital Limited, an RBI-registered NBFC; AdvanceRupay is the Lending Service Provider and does not lend on its own account.
What we expect from a partner
Partners must follow the same conduct rules we hold ourselves to: no misrepresentation of rates or charges, no promises about approval or timing, no collection practice outside the Fair Practice Code, and no handling of borrower data beyond what the engagement requires. Partner arrangements are documented and auditable.
How the process works
Send us the form on this page with what you do and what you want to build. We review the fit, share the commercial and compliance terms in writing, and complete onboarding diligence before anything goes live. Nothing is agreed on a call alone.
Do partners set the interest rate or charges?
No. Pricing is fixed by the lender and disclosed in the Key Fact Statement: 1% per day on the sanctioned amount, a ₹500 processing fee plus 18% GST, and no foreclosure or prepayment charges. Partners cannot add a margin of their own.
Is there a fee to become a partner?
No. We never ask a prospective partner to pay a registration, security or processing amount. Treat any such demand as fraudulent and report it to us.
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No documentation, disbursal to your own bank account, and every charge disclosed in your Key Fact Statement before you accept.