Repay your loan
Pay in a few taps, get your receipt immediately, and prepay any day at no penalty.
How to pay
Open the Repay section in the app or on this site, enter your loan ID or registered mobile number, and choose how you want to pay. Your outstanding amount and due date are shown before you confirm anything.
Auto-debit
If you set up an NPCI e-mandate at sanction, the single repayment is collected automatically on your due date, so there is nothing to remember. You can still pay manually any time before that date.
Prepay early, free
Repay in full on any day before your due date at no penalty. If you exit within three days of disbursal, you repay only the principal plus interest proportionate to the days used.
Your receipt and closure
A receipt is issued by SMS and email as soon as the payment clears, and your loan account is updated once it clears. On final payment we issue a No Objection Certificate automatically — you do not have to ask for it.
Official channels only
AdvanceRupay never collects repayment in cash or into a personal account, and no employee will ever ask for your OTP, UPI PIN, card number or password. If someone claims otherwise, hang up and reach us yourself at support@advancerupay.com.
If you cannot pay on time
Tell us before your due date. Late repayment attracts the charges set out in your agreement and is reported to credit bureaus, but where the difficulty is genuine we will discuss a workable arrangement in writing rather than let charges accumulate silently.
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No documentation, disbursal to your own bank account, and every charge disclosed in your Key Fact Statement before you accept.