ગુજરાતી   Translated for convenience. Loan terms and legal documents are in English and prevail. Read this page in English
100% paperless · transparent KFS

Start your application

Step 1 of 15

Enter your mobile number and we will send a one-time password. Use the number linked to your Aadhaar.

Running quietly while you type: device and SIM checks, velocity, and a duplicate-application check. None of it costs you anything or touches your credit score.
4
9
2
7
Sent to +91 your number · resend in 00:24
Three attempts, then a call to the same number, then a 30-minute lock. We never ask anyone to read an OTP out to us.
Fetched from NSDL
NamePRIYA NAIR
Date of birth14/08/1994
Your PAN is tokenised — we store a reference, never the number itself.
✓ DigiLocker eKYC Name, address and a masked Aadhaar reference fetched with your consent
◷ No camera, no location Nothing on your device is accessed. If a photo match is required, we send a one-time link to your phone
We store a masked Aadhaar reference — never your full number. Identity is confirmed by DigiLocker itself, which is why no camera is needed here.
DigiLocker opens in a new tab and returns you here automatically.
How much do you need? ₹30,000
₹5,000₹30,000
What is it for?
How do you earn?
A free policy check runs when you continue — age, serviceable PIN code, income floor and duplicate applications. No location access, and if the check fails no paid verification is ever run, so your credit score stays untouched.
You approve a read-only consent at your own bank through the Account Aggregator framework. We see salary credits and existing obligations — never your login, and never the ability to move money.
✓Fastest route, and usually a better offer
✓Read-only — no transaction access
✓Consent can be revoked at any time
Approved
Key Facts Statement Illustrative · server not connected
Sanctioned₹30,000
Interest (30 days)₹9,000
Processing fee + GST₹500 + ₹90
APR396.73% p.a.
You receive₹29,410
Repay by 2026-09-03₹39,000
Cooling-off: 3 days at no penalty. Nothing is committed until you sign. Lender: Salora Capital Limited, RBI-registered NBFC.
We send ₹1 to this account to confirm the name on it matches your PAN, and refund it immediately. Money is only ever credited to an account in your own name, directly by the lender.
Penny drop NAME MATCHED
Account holderPRIYA NAIR
Against your PANExact match
AccountHDFC ••4821
₹1 test creditRefunded
If the name had not matched, you would re-enter the details or add a different account — a failed check never ends the application.
NPCI e-mandate
AccountHDFC ••4821
Collect on2026-09-03
Amount₹39,000
FrequencyOnce — not recurring
You will leave this page to authorise at your bank, then return automatically. If the mandate is declined you can switch method or fall back to a physical NACH form — and it is charged once, free on your next loan.
You receive₹29,410
Total repayable₹39,000
APR396.73% p.a.
Due date2026-09-03
Cooling-off3 days, no penalty
Grievance officerNamed in the KFS
Aadhaar e-Sign opens in a new tab. The signed PDF is stored against your loan and emailed to you. Charges not shown in the KFS cannot be levied at any point during the loan.
!
Reason

Your declared monthly income is below our current floor for this product. This was a policy check, so no credit bureau enquiry was made and your credit score is untouched.

ApplicationARP-000124
Bureau enquiry madeNo
You may apply again after8 August 2026
If your income or employment changes before then, write to support rather than reapplying — we would rather look at it properly than decline you twice.
Due on 2026-09-03
₹39,000
A single repayment. Your e-mandate collects it automatically, so this clears itself unless you pay earlier.
Prepay in full any day at no penalty, and a receipt is issued the moment the payment clears. Repay only through this site or the app — never in cash, and never to a personal account.
✓
₹29,410 on its way

Credited to HDFC ••4821. Crediting time depends on your bank, and your agreement and schedule are in your email.

Loan IDARP-000123
Total repayable₹39,000
Repay by2026-09-03
Changed your mind? Exit within 3 days and repay only the principal plus interest for the days used.
Repeat customer? Log in
✓No documents ✓No score impact to start
Completed entirely on this screen · lender: Salora Capital Limited
Lender: Salora Capital Limited, an RBI-registered NBFC Data protected — never sold to third parties Transparent Key Fact Statement before you sign Aadhaar-based e-KYC, 256-bit encryption
01 — Process

One short form, no paperwork

No branch visit, no paperwork, and no follow-up calls to find out where your application stands.

01

Apply online, paperless

One short form on your phone: who you are, what you earn, how much you need. That is the whole application.

02

No documentation

Verification runs digitally against your PAN and Aadhaar. Nothing to photocopy, scan, sign or upload.

03

Disbursal to your bank

Accept your sanction letter and the approved amount is transferred to a bank account in your own name. Crediting time depends on your bank.

EMI Calculator

Work out an EMI before you borrow

Set the amount, the annual rate and the term to see the monthly instalment and what the interest adds up to over the full tenure.

₹
₹10,000₹20,00,000
%
1%36%
1 Yr30 Yr
Principal amountInterest amount
Monthly EMI₹19,566
Principal amount₹10,00,000
Total interest₹1,73,969
Total amount₹11,73,969
Apply for a loan
02 — Loan purpose

What do you need money for?

Pick your situation and see the amount range and terms that usually fit it.

Urgent care

A hospital bill that will not wait for payday.

Admissions, diagnostics, dental work or medicines for someone in your family. You borrow only the shortfall and repay it on your next salary date, with every charge itemised before you accept.

Our recommendation
Short-term personal loan
Amount₹10,000 – ₹50,000
Tenure30 days, single repayment

Zero foreclosure charges — close early and pay interest only for the days you used.

Apply for this →
03 — Repay loan

Repay in a few taps

Pay from any UPI app, net banking or debit card. Your receipt is issued immediately and your account is updated the same day.

✓UPI, net banking, debit card and NEFT accepted
✓SMS અને ઈમેલ પર તરત જ પહોંચ
✓Reminders before your due date — no surprises
✓Prepay in full at any time, from the app
Pay only through official channels

AdvanceRupay never asks for repayment in cash or to a personal account. If in doubt, stop and write to support@advancerupay.com before paying.

Repay your loan

Enter your loan ID or registered mobile number to pull up your outstanding amount.

Payments are processed over an encrypted gateway. We never store your card or UPI credentials.

04 — Transparency

What you see before you accept

Your sanction letter itemises everything applicable to your loan. Nothing is added afterwards, and nothing is buried in the fine print.

₹

Approved amount

The exact figure sanctioned against your verified profile, and what will be credited to your account.

%

All applicable charges

Every fee and tax that applies to your loan, itemised line by line, before you give consent.

◷

Your repayment schedule

What is payable and when, with reminders ahead of every due date so nothing is missed.

◎

Grievance route

A named officer, a stated response time, and written answers to every complaint. See the policy →

05 — Apply

Start your application

An indicative decision appears on your screen. It is not a sanction — digital verification follows immediately after.

✓No credit-score impact at this stage
✓No documents to upload
✓Details used only to assess this enquiry
Borrow responsibly

Borrow only what you can comfortably repay on schedule. Missed repayments increase your cost of credit and are reported to credit bureaus.

Apply online, paperless

By continuing you agree to be contacted about this enquiry. Submitting this form does not create a loan offer or obligation.

06 — Questions

The details, answered plainly

Anything not covered here: write to support and we will answer in writing.

The application is one short form on your phone, and an indicative decision appears on screen once the checks complete. Digital verification runs after that, and approved loans are disbursed once the agreement is signed.

Ready to apply?

Paperless to apply, no documentation, and disbursal to your own bank account.

હમણાં અરજી કરો
Paperless application No documentation · zero foreclosure charges
AdvanceRupay — Short-Term Personal Loans, Fully Online
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AdvanceRupay
લૉગિન લોન ચૂકવો હમણાં અરજી કરો
100% paperless · transparent KFS

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Running quietly while you type: device and SIM checks, velocity, and a duplicate-application check. None of it costs you anything or touches your credit score.
{{ b.char }}
Sent to +91 {{ heroMobileLabel }} · resend in 00:24
Three attempts, then a call to the same number, then a 30-minute lock. We never ask anyone to read an OTP out to us.
Fetched from NSDL
NamePRIYA NAIR
Date of birth14/08/1994
Your PAN is tokenised — we store a reference, never the number itself.
✓ DigiLocker eKYC Name, address and a masked Aadhaar reference fetched with your consent
◷ No camera, no location Nothing on your device is accessed. If a photo match is required, we send a one-time link to your phone
We store a masked Aadhaar reference — never your full number. Identity is confirmed by DigiLocker itself, which is why no camera is needed here.
DigiLocker opens in a new tab and returns you here automatically.
How much do you need? ₹{{ amountLabel }}
₹5,000₹30,000
What is it for?
How do you earn?
A free policy check runs when you continue — age, serviceable PIN code, income floor and duplicate applications. No location access, and if the check fails no paid verification is ever run, so your credit score stays untouched.
{{ verifyCopy }}
✓{{ p }}
Approved
Key Facts Statement {{ sourceLabel }}
Sanctioned₹{{ amountLabel }}
Interest ({{ qTenure }} days)₹{{ qInterest }}
Processing fee + GST₹{{ qFee }} + ₹{{ qGst }}
APR{{ qApr }}% p.a.
You receive₹{{ qNet }}
Repay by {{ qDue }}₹{{ qTotal }}
Cooling-off: {{ qCooling }} days at no penalty. Nothing is committed until you sign. Lender: Salora Capital Limited, RBI-registered NBFC.
We send ₹1 to this account to confirm the name on it matches your PAN, and refund it immediately. Money is only ever credited to an account in your own name, directly by the lender.
Penny drop NAME MATCHED
Account holderPRIYA NAIR
Against your PANExact match
AccountHDFC ••4821
₹1 test creditRefunded
If the name had not matched, you would re-enter the details or add a different account — a failed check never ends the application.
NPCI e-mandate
AccountHDFC ••4821
Collect on{{ qDue }}
Amount₹{{ qTotal }}
FrequencyOnce — not recurring
You will leave this page to authorise at your bank, then return automatically. If the mandate is declined you can switch method or fall back to a physical NACH form — and it is charged once, free on your next loan.
You receive₹{{ qNet }}
Total repayable₹{{ qTotal }}
APR{{ qApr }}% p.a.
Due date{{ qDue }}
Cooling-off{{ qCooling }} days, no penalty
Grievance officerNamed in the KFS
Aadhaar e-Sign opens in a new tab. The signed PDF is stored against your loan and emailed to you. Charges not shown in the KFS cannot be levied at any point during the loan.
!
Reason

Your declared monthly income is below our current floor for this product. This was a policy check, so no credit bureau enquiry was made and your credit score is untouched.

ApplicationARP-000124
Bureau enquiry madeNo
You may apply again after8 August 2026
If your income or employment changes before then, write to support rather than reapplying — we would rather look at it properly than decline you twice.
Due on {{ qDue }}
₹{{ qTotal }}
A single repayment. Your e-mandate collects it automatically, so this clears itself unless you pay earlier.
Prepay in full any day at no penalty, and a receipt is issued the moment the payment clears. Repay only through this site or the app — never in cash, and never to a personal account.
✓
₹{{ qNet }} on its way

Credited to HDFC ••4821. Crediting time depends on your bank, and your agreement and schedule are in your email.

Loan IDARP-000123
Total repayable₹{{ qTotal }}
Repay by{{ qDue }}
Changed your mind? Exit within {{ qCooling }} days and repay only the principal plus interest for the days used.
Repeat customer? Log in
✓No documents ✓No score impact to start
{{ heroChannelNote }}
Lender: Salora Capital Limited, an RBI-registered NBFC Data protected — never sold to third parties Transparent Key Fact Statement before you sign Aadhaar-based e-KYC, 256-bit encryption
01 — Process

One short form, no paperwork

No branch visit, no paperwork, and no follow-up calls to find out where your application stands.

01

Apply online, paperless

One short form on your phone: who you are, what you earn, how much you need. That is the whole application.

02

No documentation

Verification runs digitally against your PAN and Aadhaar. Nothing to photocopy, scan, sign or upload.

03

Disbursal to your bank

Accept your sanction letter and the approved amount is transferred to a bank account in your own name. Crediting time depends on your bank.

EMI Calculator

Work out an EMI before you borrow

Set the amount, the annual rate and the term to see the monthly instalment and what the interest adds up to over the full tenure.

02 — Loan purpose

What do you need money for?

Pick your situation and see the amount range and terms that usually fit it.

{{ purposeTag }}

{{ purposeHeadline }}

{{ purposeBody }}

Our recommendation
Short-term personal loan
Amount{{ purposeAmount }}
Tenure30 days, single repayment

{{ purposeDiff }}

Apply for this →
03 — Repay loan

Repay in a few taps

Pay from any UPI app, net banking or debit card. Your receipt is issued immediately and your account is updated the same day.

✓UPI, net banking, debit card and NEFT accepted
✓SMS અને ઈમેલ પર તરત જ પહોંચ
✓Reminders before your due date — no surprises
✓Prepay in full at any time, from the app
Pay only through official channels

AdvanceRupay never asks for repayment in cash or to a personal account. If in doubt, stop and write to support@advancerupay.com before paying.

✓

Payment page ready

Choose UPI, net banking or debit card on the next screen. Your receipt is issued as soon as the payment clears.

Repay your loan

Enter your loan ID or registered mobile number to pull up your outstanding amount.

Payments are processed over an encrypted gateway. We never store your card or UPI credentials.
04 — Transparency

What you see before you accept

Your sanction letter itemises everything applicable to your loan. Nothing is added afterwards, and nothing is buried in the fine print.

₹

Approved amount

The exact figure sanctioned against your verified profile, and what will be credited to your account.

%

All applicable charges

Every fee and tax that applies to your loan, itemised line by line, before you give consent.

◷

Your repayment schedule

What is payable and when, with reminders ahead of every due date so nothing is missed.

◎

Grievance route

A named officer, a stated response time, and written answers to every complaint. See the policy →

05 — Apply

Start your application

An indicative decision appears on your screen. It is not a sanction — digital verification follows immediately after.

✓No credit-score impact at this stage
✓No documents to upload
✓Details used only to assess this enquiry
Borrow responsibly

Borrow only what you can comfortably repay on schedule. Missed repayments increase your cost of credit and are reported to credit bureaus.

✓

Application received

You look eligible to proceed. Complete digital verification with your PAN and Aadhaar and, once approved and your agreement is signed, the amount is disbursed to your bank account.

Apply online, paperless

By continuing you agree to be contacted about this enquiry. Submitting this form does not create a loan offer or obligation.
06 — Questions

The details, answered plainly

Anything not covered here: write to support and we will answer in writing.

{{ f.a }}

Ready to apply?

Paperless to apply, no documentation, and disbursal to your own bank account.

હમણાં અરજી કરો
AdvanceRupay

Short-term personal loans, applied for and repaid entirely online. A Lending Service Provider for Salora Capital Limited, with every applicable charge itemised in your Key Fact Statement before you accept.

Get the app
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સંપર્ક કરો
✉support@advancerupay.com ✉support@advancerupay.com ✉grievance@advancerupay.com
◎Registered office address to be published
before applications open
◷સોમ–શનિ: સવારે 9 – સાંજે 7
Platform (LSP): AdvanceRupay is a brand of MD Finlabs Private Limited, acting as a Lending Service Provider for sourcing, servicing and collections. It is not the lender and does not lend on its own account.
Lender: Loans are sanctioned and disbursed by Salora Capital Limited, an RBI-registered NBFC (CIN U72900MH1999PLC122849), named in your Key Fact Statement and loan agreement. Funds are credited directly by the lender to your own bank account; no money is routed through any account of the LSP.

Loan approval, the sanctioned amount and all applicable charges depend on digital verification and credit appraisal, and are disclosed in your loan agreement before acceptance. Late repayment increases your cost of credit and may be reported to credit bureaus, affecting future borrowing.

Security: ચુકવણી ફક્ત advancerupay.com અથવા AdvanceRupay એપ દ્વારા જ કરો. તમારો OTP, UPI PIN કે પાસવર્ડ કોઈને ન જણાવો, ભલે તે પોતાને AdvanceRupay ના પ્રતિનિધિ કહે.

© 2026 AdvanceRupay. સર્વ હક્ક સુરક્ષિત.

Paperless application No documentation · zero foreclosure charges
Repay હમણાં અરજી કરો